Finance — entry 031 of 47

GoCardless Bank Account Data

Verified Jul 2026

Nordigen was acquired by GoCardless in 2022 and rebranded as GoCardless Bank Account Data, a PSD2 Account Information Service covering banks across the European Economic Area — connect a user's bank through a redirect flow, then pull balances, transactions, and account details as JSON using a Bearer token exchanged from a user secret. A live probe of the real API host (bankaccountdata.gocardless.com) found no Access-Control-Allow-Origin header on either a GET or an OPTIONS preflight request. The historical free tier (up to 50 bank connections/month) still works for existing accounts, but per GoCardless's own support responses and multiple independent developer reports (Actual Budget, Invoice Ninja), the company quietly stopped accepting new Bank Account Data sign-ups around mid-2025 and now routes new applicants to enterprise sales — a significant caveat the current developer docs don't disclose.

open-bankingaccount-informationpsd2europeenterprise-only
AuthenticationAPI KeySign up with the provider to obtain credentials.
HTTPSSupportedTraffic is encrypted in transit.
CORSDisabledBrowser calls need a server-side proxy.
PricingPaidSubscription required — no meaningful free tier.
FormatsJSONResponses can be requested as JSON.

GreatAPIs Score

Score67out of 100
Authentication15/25API key required
Pricing9/20Paid API
Docs14/20Documentation URL provided
Formats9/15Single response format
Freshness20/20Verified within 6 months

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Scored 67 on greatapis.com
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Auth quickstart

  1. Sign up with the provider to get an API key.
  2. Send it on every request as a headerAuthorization: <key>
  3. The exact header isn't documented — Authorization is a common default; confirm in the provider's docs.
Stored keyNo key stored

Your key is stored only in this browser (localStorage) and sent directly to the API — never to greatapis.